Defining Modular Construction: Bringing Clarity to a Promising Industry
Ontario’s housing crisis has reached an inflection point, with the cost of owning and renting escalating at rates that...
FAQ
What is modular construction?
Modular construction involves prefabricating sections of a building off-site in a climate-controlled factory. The modules are then transported to site nearly complete and installed on a foundation. Once the home is in place, the modules are carefully sealed and the finishes are completed.
How does modular construction differ from traditional construction?
Unlike traditional construction, where buildings are constructed on-site, modular buildings are prefabricated off-site in a factory. This allows for simultaneous site preparation and module manufacturing, speeding up the overall construction process.
Can modular buildings be customized?
Absolutely. Modular buildings can be customized to reflect your design preferences and functional requirements. A wide range of finishes are available to help with the selection of finish materials.
How long does it take to complete a modular construction project?
Project timelines can vary, but modular construction typically reduces construction time by 30-50% compared to traditional construction methods.
Is modular construction more cost-effective?
Although modular homes require the same amount of quality material to build a home, cost savings can occur because of the speed of construction. Less time on site means less labour, few delays and less financing fees.
What type of foundation is used?
Foundations are typically either:
- Full height concrete foundations, that can be finished to create more living space.
- 4’ crawlspace foundation achieved using steel helical piles or concrete priers.
What are the main type of modular building systems?
Modular construction consists of two prefabrication methods, volumetric and panelized. At Sightline, we specialize in both.
- Volumetric modules arrive on site as a prefabricated box, similar to Lego. Upon delivery of your home to site, the home’s interior finishes are nearly complete, and the exterior siding is well underway. Once the home is secured to the foundation, the interior and exterior finishes are completed 100% and the modules are bend together and appear seamless.
- Panelized modules consist of prefabricated walls, floors, and roof sections that arrive on-site ‘flat packed’ and are assembled to create an insulated shell of the home. Once the shell is formed, electrical, plumbing and HVAC systems are roughed-in and all interior and exterior finishes are completed.
How does modular construction comply with local building codes?
Modular homes must meet Ontario Building Code requirements for safety, health, weather resistance, and energy efficiency. Compliance documentation from certified factories, engineers, and designers must be provided to the municipal building official to ensure compliance.
Modular Home Inspections
Certified modular manufacturers follow CSA A277 standards, and the homes do not require regular inspections during the manufacturing process. Modular homes from non-certified factories require municipal inspections during the manufacturing process at specific stages. The building official must travel to the factory to inspect the work. All modular home builds require a final inspection by the local building official, once the project is complete, prior to occupancy.
How are permits handled for modular construction projects?
Permits for modular construction are obtained similarly to traditional projects. The process involves submitting an application, detailed construction drawings and specifications for the building official’s review.
Payment Installment Plan
Deposit
2% of contract value
Paid upon signing of contract
Includes:
- Construction Planning
- Permitting Process.
* Permit fees are extra - Design Finalization
*Site plan, additional drawings, surveys and reports are extra - Site Visit and layout building
Installment #1
40% of contract value
Paid prior to commencement of prefabrication
Includes
- Commencement of home manufacturing
- Site grading and inground service installation.
Installment #2
45% of contract value
Paid prior to shipment
Includes
- Completion of home fabrication
- Delivery and Logistics
- Foundation Installation
- Home installation & service connections.
Installment #3
13% of contract value
Paid upon project completion.
Includes
- Completion of interior and exterior finishes
- Commissioning home systems
- Homeowner information package
Financing Options
There are multiple lending options that our trusted lending partners can provide.
Type of Mortgages
Traditional Mortgage
Many banks and lenders offer mortgage loans for modular homes. The process and requirements are similar to those for traditional homes.
Construction Mortgage
This type of mortgage covers the cost of building the modular home. Funds are released in stages as construction progresses, providing the necessary capital during different phases of the project.
Canadian Home Income Plan
A CHIP (Canadian Home Income Plan) mortgage, commonly known as a reverse mortgage, is a financial product designed for Canadian homeowners aged 55 and older. It allows them to convert a portion of their home equity into tax-free cash without the need to sell their home or move.
Home Equity Line of Credit (HELOC)
If you own an existing home with significant equity, you can use a HELOC to finance your modular home project. This option typically offers lower interest rates and flexible repayment terms.
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Let’s Build Your Future Together
Once you’ve completed the ‘Modular Home Survey’, we will book a meeting with you and begin the journey of building your dream home!